There is a huge amount of software,
complicated expensive newsletters, radio and
TV stock pickers and Internet websites
helps you a stock that is going to make finding
you rich.
The problem is you do not know if this conversation
or are these gurus putting their own money where
their mouth is. Until I'm sure this
"Expert" has his own money on the line I do not
want to buy. If he does not have confidence in
his own picks than why I'd put my money on
risk?
Wall Street wants you to do. Research to Find out
everything you can about a company before
buy their shares. Your broker will send you tons
information on full color click paper, pink
sheets, blue sheets, yellow plates and more.
Will be very happy to sell you a Morningstar
complete report.
An important fact is that if you and everyone
otherwise, this information may have then it can not be
worth because once a novelty known
it is directly in the price of the
stock. That is why the research is worthless. What
you want to know is whether you buy it will go up.
Of course there are no guarantees.
Furthermore you have the time to pour over
hundreds of pages of scores of companies to find
one that will go up? If you follow that "hot
stock "tipsters that e-mail every day
are sure to lose your money. Surely someone
must know something, but how do you find that
person. Here's the secret.
On the internet you can find many sites that
funds rate by performance. Performance
means those making more money in
the last month or three months than any
others.
Be careful of those who advertise the "Top 25
Mutual Funds. "It can not mean by performance.
It may be that the assets and
that does not mean squat. Size is not a criterion
of quality.
There is an advisory service that will sell
you are performing a monthly list of best mutual
funds and has listed them at 1, 3, 6 and 12
performance month. It is noload FundX. A free
subscription can be had to Successful Investing
that the best funds weekly on tracks
http://www.successful-investment.com/StatSheet/SS012005.htm
on the Internet.
Now that you have found the best performing
means that you can easily see which stocks they
in portfolio or request a
prospectus or by checking online at MarketWatch
website
http://www2.marketwatch.com/tools/quotes/intchart.asp?seiteid=mktw.
The symbol for the best performing fund type
and you'll be able to find the stocks that they are
own. Looking through their top picks you
soon be able to find a pair of files that have been
going up now. Do this with various funds and you
will have to choose. good shares
What you have done is picking the brains of the
manager of the currently best performing fund
find stocks which he has done all the
research.
Here is a free method easily find good stocks.
Best selling all of Thomas' book, "If it does not go up, do not buy!" has helped thousands of people make money and keep their profits with his simple 2-step method. Read the first chapter and receive his market letter http://www.mutualfundmagic.com and discover why he's the man that Wall Street does not want you to know. Copyright 2005
Tuesday, 15 July 2014
Monday, 30 June 2014
Investigate Before You Invest
"By wisdom a house is built. And by understanding it is established. And by knowledge shall every room be filled with precious and pleasant riches!" - Bible
Always do your own homework ...
The more you know, the better you will always be! This requires that you keep educating yourself, and pay attention to all possible events that could affect you.
Understand personal finance matters that could affect you. Understanding how each of your investments match the rest of your portfolio and your overall strategy. Understand the risks associated with any investment.
Collect impartial and objective information. Get a second opinion, a third opinion, etc. Be careful when evaluating the advice of anyone with a vested interest.
If you are going to invest in stocks, learn as much as you can about the companies you are considering.
Understand before you invest!
Research, research, research!
Read books and educate yourself!
Experimenting with different strategies before you put your own money at stake. Examine all available historical data. Try fundamental analysis, technical analysis try a portfolio, a dividend portfolio, a price / earnings growth of the portfolio, and everyone else that you could imagine. In the process you'll find out what works best for you.
Learning from your own mistakes ...
But usually try to learn from the mistakes of others.
Copyright © 2005 I.E.C. Haramis
Ioannis - Evangelos C. Haramis was born in Greece in 1951 and studied in Greece, the U.S. and Belgium. He has been active in the equity markets since 1972. Since 2002 he is New Business Development Managing Director at an investment bank...
Always do your own homework ...
The more you know, the better you will always be! This requires that you keep educating yourself, and pay attention to all possible events that could affect you.
Understand personal finance matters that could affect you. Understanding how each of your investments match the rest of your portfolio and your overall strategy. Understand the risks associated with any investment.
Collect impartial and objective information. Get a second opinion, a third opinion, etc. Be careful when evaluating the advice of anyone with a vested interest.
If you are going to invest in stocks, learn as much as you can about the companies you are considering.
Understand before you invest!
Research, research, research!
Read books and educate yourself!
Experimenting with different strategies before you put your own money at stake. Examine all available historical data. Try fundamental analysis, technical analysis try a portfolio, a dividend portfolio, a price / earnings growth of the portfolio, and everyone else that you could imagine. In the process you'll find out what works best for you.
Learning from your own mistakes ...
But usually try to learn from the mistakes of others.
Copyright © 2005 I.E.C. Haramis
Ioannis - Evangelos C. Haramis was born in Greece in 1951 and studied in Greece, the U.S. and Belgium. He has been active in the equity markets since 1972. Since 2002 he is New Business Development Managing Director at an investment bank...
Wednesday, 11 June 2014
How Do I Start Investing Online and What Are Some Basic Tips?
If you are new to online investing, not your entire life savings into an online account. With a lower amount, which is easier to handle and keep his. Once you are sure you can then decide to add to your online account invest more money.
Once online, many investors tend to concentrate on stocks, specifically large-cap domestic stocks. Although these files should be part of your portfolio, they do not have everything! Take into account your time horizon and risk tolerance into a balanced portfolio of stocks, bonds and cash evolve.
If you are new to online investing and are looking to open a brokerage account, there are some important facts you should know before choosing a broker. Each has strengths and weaknesses, but not everyone sees a broker in the same way. For example, if you find your comfortable investing online, from your own research, then the deep discount brokers will work well for you.
Ask yourself ...
What services are offered? Do they research available? What are the costs for online investing to you? What are the real costs commission to do, including any fees? A box How are affirmations that you - via e-mail, by mail, by phone? Can directly on-line to enter by phone, you order by email,? Does it cost extra to call and talk to a broker for help with your account?
Basically, you can make money with trading money. If you can buy for a flat rate to U.S. dollars and British pounds they trade the money back in the future at a different rate. This can make your profits immense. Much bigger than profit made on the stock market. Just as the upside for currency trading is high, the downside is just as scary and can also be huge. There are currency trading brokers available on line that can provide strategies to minimize your losses and maximize your profits.
In an environment of low interest rates, such as the U.S., it can be a problem to invest in safe high yield fixed income investments. Most of these investments are around the base rate set by the government. It would be hard to get safe investments exceed around 3%. In New Zealand or Australia some fixed income investments worth 7.5% or 8%. One problem with making an investment abroad is that exchange rates are so volatile that even though you make 5% on the proceeds, which profits can be wiped out in exchange rates.
Also can exchange work to your advantage and your investment will have an extremely high efficiency. For this uncertainty, a foreign investment today make use of a spot market and also set up to eliminate. Maturity forward a business at the time of the investment This way you eliminate currency risk and your investment can benefit from foreign products. Setting up a forward trade costs money but in many cases made the cost of trade minimal compared to the benefits that can be....
Once online, many investors tend to concentrate on stocks, specifically large-cap domestic stocks. Although these files should be part of your portfolio, they do not have everything! Take into account your time horizon and risk tolerance into a balanced portfolio of stocks, bonds and cash evolve.
If you are new to online investing and are looking to open a brokerage account, there are some important facts you should know before choosing a broker. Each has strengths and weaknesses, but not everyone sees a broker in the same way. For example, if you find your comfortable investing online, from your own research, then the deep discount brokers will work well for you.
Ask yourself ...
What services are offered? Do they research available? What are the costs for online investing to you? What are the real costs commission to do, including any fees? A box How are affirmations that you - via e-mail, by mail, by phone? Can directly on-line to enter by phone, you order by email,? Does it cost extra to call and talk to a broker for help with your account?
Basically, you can make money with trading money. If you can buy for a flat rate to U.S. dollars and British pounds they trade the money back in the future at a different rate. This can make your profits immense. Much bigger than profit made on the stock market. Just as the upside for currency trading is high, the downside is just as scary and can also be huge. There are currency trading brokers available on line that can provide strategies to minimize your losses and maximize your profits.
In an environment of low interest rates, such as the U.S., it can be a problem to invest in safe high yield fixed income investments. Most of these investments are around the base rate set by the government. It would be hard to get safe investments exceed around 3%. In New Zealand or Australia some fixed income investments worth 7.5% or 8%. One problem with making an investment abroad is that exchange rates are so volatile that even though you make 5% on the proceeds, which profits can be wiped out in exchange rates.
Also can exchange work to your advantage and your investment will have an extremely high efficiency. For this uncertainty, a foreign investment today make use of a spot market and also set up to eliminate. Maturity forward a business at the time of the investment This way you eliminate currency risk and your investment can benefit from foreign products. Setting up a forward trade costs money but in many cases made the cost of trade minimal compared to the benefits that can be....
Saturday, 31 May 2014
Keep Stock Market Investment Profits
Do you have one of those huge investment winners - a stock that went from $ 2.00 to $ 80.00? Or any other songs you want me to give you a huge percent profit?
Did you take the profit or did you watch the equity drop back down to what you paid for? I hope you sold and kept the money. That's what it's all about. As often as I've seen clients make big gains a broker and then think they were about knowing the market and give them what they had done. Return within a short period
If an owner brokerage company I seasoned brokers do the healthy thing. One of my men made $ 150,000 in a short time. I called to congratulate his performance and he suggested a break from trading for a while. He said, "No, Al, I know what I'm doing." The very next month he lost $ 155,000. What happened?
Listen carefully as I am going to one of the great truisms not found in commercial training manuals tell. If you do any trading strategy or in stocks, mutual funds, real estate, currency, whatever, this is true. Print it out, frame it and put it on your office wall.
"Making a lot of money is just as annoying to your mind when losing a lot of money."
A big score destabilizes thinking. Many people want to do it again and again, so they immediately dive back into their investments with their winning money and make larger bets. It is almost without exception that they are losers and give their profits back.
I called for taking time out after a big win for many years. It takes time to regain your head on straight. As a former floor trader I would have during the year when I was a good "hit." About 6 or 8 times I would immediately call to ask where I could go for a week. My travel agent I knew I must leave because my investment would be overshadowed by the success.
Too many of the big winners seem to change their basic trading plan because they now had a large amount of trade that makes them different from their successful pattern. She then became losers. Because of their success changed their thinking and they were unaware of what had happened. The trader has to go and let his emotions down.
A disturbing event, even a positive, can change your thinking. If you want to keep your investment returns you need to keep your emotions. Control
Best selling all of Thomas' book, "If it does not go up, do not buy!" has helped thousands of people make money and keep their profits with his simple 2-step method. Read the first chapter at http://www.mutualfundmagic.com and discover why he's the man that Wall Street does not want you to know. Copyright 2005...
Did you take the profit or did you watch the equity drop back down to what you paid for? I hope you sold and kept the money. That's what it's all about. As often as I've seen clients make big gains a broker and then think they were about knowing the market and give them what they had done. Return within a short period
If an owner brokerage company I seasoned brokers do the healthy thing. One of my men made $ 150,000 in a short time. I called to congratulate his performance and he suggested a break from trading for a while. He said, "No, Al, I know what I'm doing." The very next month he lost $ 155,000. What happened?
Listen carefully as I am going to one of the great truisms not found in commercial training manuals tell. If you do any trading strategy or in stocks, mutual funds, real estate, currency, whatever, this is true. Print it out, frame it and put it on your office wall.
"Making a lot of money is just as annoying to your mind when losing a lot of money."
A big score destabilizes thinking. Many people want to do it again and again, so they immediately dive back into their investments with their winning money and make larger bets. It is almost without exception that they are losers and give their profits back.
I called for taking time out after a big win for many years. It takes time to regain your head on straight. As a former floor trader I would have during the year when I was a good "hit." About 6 or 8 times I would immediately call to ask where I could go for a week. My travel agent I knew I must leave because my investment would be overshadowed by the success.
Too many of the big winners seem to change their basic trading plan because they now had a large amount of trade that makes them different from their successful pattern. She then became losers. Because of their success changed their thinking and they were unaware of what had happened. The trader has to go and let his emotions down.
A disturbing event, even a positive, can change your thinking. If you want to keep your investment returns you need to keep your emotions. Control
Best selling all of Thomas' book, "If it does not go up, do not buy!" has helped thousands of people make money and keep their profits with his simple 2-step method. Read the first chapter at http://www.mutualfundmagic.com and discover why he's the man that Wall Street does not want you to know. Copyright 2005...
Thursday, 15 May 2014
Top Ten Investment Mistakes
1. Lacking an investment plan a / k / a / "Do not be a trip without packing the map". A pre-planned asset allocation generates positive results and eliminates emotional panic selling.
2. Buying cheap stocks a / k / a "Road crews erect" Dead End "sign for a reason." Most stocks with low market prices also come at the bottom for a reason. There should influence be important institutional price and many will not even look at the stocks under $ 8 or $ 10.
3. Purchase story stocks a / k / a "A good fable lulls to sleep a child." Do not be taken by stocks compelling "story". The plots have a cure for cancer, a major oil strike or a revolutionary invention. Such promising stories rarely prove true. If the "story" materializes, the company will continue to buy.
4. Selling your winners a / k / a "You have to know when you need 'em" hold. "Do not sell your winners. These companies combine excellent management, product and cash flow, creating a steady growth for the coming years . Keeping these companies for the long term will compensate for other investing activities errors. Actually can create. one or two big winners real wealth
5. Company on a stock highlight a / k / a reached "Trees do not reach to the sky, and companies not to pursue growth beyond reason". Top companies peak for reasons such as attrition of senior management or competition. Systematic pruning will help you avoid a rotting, unhealthy investment.
6. Under diversification a / k / a "Ideas are good, but a mind full of them is better." Resist the urge to rely on a few stocks that you know. Lack of portfolio diversification leads to erratic and volatile returns, and owning several companies in the same industry also is not diversification. The best investment results achieved by investing in leading companies in various sectors.
7. Diversification than a / k / a "A benefit an investor's portfolio stretched like an old T-shirt will not help their understanding." You do not make diversification by spreading yourself too thin. Although a mind full of ideas is good ideas acted on a whim waste good thoughts.
8. Than trading a / k / a "replanting a garden every week will not produce high quality tomatoes." Do not follow the market "noise" and bounce from sector to sector or theme to theme. This prevents investors reap the benefits of a long-term winner. stocks Give sufficient time to mature and compound.
9. Too much margin a / k / a "Living on borrowed time brings a wave of excitement, but it's a quick trip as time passes." Can not underestimate the damage. Margin The relatively low cost and ease of obtaining leverage investors take down a dangerous road. When a portfolio on margin decreases rapidly, it can overwhelm even experienced investors.
10. Too many options a / k / a "In life there is always potential, (but the timing makes the difference"). When you buy options, you are right to use and impeccable timing. Options allow an investor to influence to use and control more shares, but there are relatively high spreads involved in the trade in them. Many times investors lose money on their transaction, even after they followed proper assumptions.
Mr. Kimmel is a private money manager and author of "Magnet Investing, building a portfolio and pick winning stocks using your home computer." His method was the subject of a Forbes Magazine article (June, 2004)....
2. Buying cheap stocks a / k / a "Road crews erect" Dead End "sign for a reason." Most stocks with low market prices also come at the bottom for a reason. There should influence be important institutional price and many will not even look at the stocks under $ 8 or $ 10.
3. Purchase story stocks a / k / a "A good fable lulls to sleep a child." Do not be taken by stocks compelling "story". The plots have a cure for cancer, a major oil strike or a revolutionary invention. Such promising stories rarely prove true. If the "story" materializes, the company will continue to buy.
4. Selling your winners a / k / a "You have to know when you need 'em" hold. "Do not sell your winners. These companies combine excellent management, product and cash flow, creating a steady growth for the coming years . Keeping these companies for the long term will compensate for other investing activities errors. Actually can create. one or two big winners real wealth
5. Company on a stock highlight a / k / a reached "Trees do not reach to the sky, and companies not to pursue growth beyond reason". Top companies peak for reasons such as attrition of senior management or competition. Systematic pruning will help you avoid a rotting, unhealthy investment.
6. Under diversification a / k / a "Ideas are good, but a mind full of them is better." Resist the urge to rely on a few stocks that you know. Lack of portfolio diversification leads to erratic and volatile returns, and owning several companies in the same industry also is not diversification. The best investment results achieved by investing in leading companies in various sectors.
7. Diversification than a / k / a "A benefit an investor's portfolio stretched like an old T-shirt will not help their understanding." You do not make diversification by spreading yourself too thin. Although a mind full of ideas is good ideas acted on a whim waste good thoughts.
8. Than trading a / k / a "replanting a garden every week will not produce high quality tomatoes." Do not follow the market "noise" and bounce from sector to sector or theme to theme. This prevents investors reap the benefits of a long-term winner. stocks Give sufficient time to mature and compound.
9. Too much margin a / k / a "Living on borrowed time brings a wave of excitement, but it's a quick trip as time passes." Can not underestimate the damage. Margin The relatively low cost and ease of obtaining leverage investors take down a dangerous road. When a portfolio on margin decreases rapidly, it can overwhelm even experienced investors.
10. Too many options a / k / a "In life there is always potential, (but the timing makes the difference"). When you buy options, you are right to use and impeccable timing. Options allow an investor to influence to use and control more shares, but there are relatively high spreads involved in the trade in them. Many times investors lose money on their transaction, even after they followed proper assumptions.
Mr. Kimmel is a private money manager and author of "Magnet Investing, building a portfolio and pick winning stocks using your home computer." His method was the subject of a Forbes Magazine article (June, 2004)....
Tuesday, 15 April 2014
CYA
You all know what CYA stands for. Of course,
Cover your assets.
And everyone does it. You have protection against
losing your car in an accident. You've
protection sued out of that car
accident. You have locks on the doors to your home
to protect against theft and personal injury.
Question. Do you have a lock against loss
in your retirement portfolio?
Bet you did not even know there is one. Are you sure
are not going to hear about it from your inventory
broker or financial planner. If there is such a
thing why he told me? Maybe it's because
it is too expensive.
No, there is no charge for this type of protection
and your brokerage company will do. It's free.
Why not brokers and financial planners
offer this as part of their service? The simple
the answer is too much work. If you decide to
use the service they will then need to look at your
account.
Oh, he said he was going to see your account?
Unless your account in seven figures or close
it can not on his radar screen. The
average broker has 300 accounts. You could watch
what is going on in each if you had his job?
It is not possible, so that there is a way to
protect your money. Yes, and it's automatic.
If your shares go up and you are making
money that you do not want to give those profits back
are you doing? Of course not. There is a simple method
known to each broker and financial planner, but
you should insist it is done - or you will transfer
your account to someone who will. Money talks and
He will understand that.
First you have to determine what your risk is.
Are you willing to give back 5, 10, 15% of the
price of your stock when it starts going down? If you
10% say it is every week to tell your broker you want
Open a stop-loss order placed on the extreme
price of each Friday (or Monday, Tuesday,
whatever) as it moves higher and not reduce
that price.
He does not have to look at all
different files you have in your portfolio and
you are protected against large losses. It may
not even want to do this and to post your questions
those orders that you can easily do the
Internet.
Instead of trying to figure out where or when to
Selling your ability to let the price action of your
stock you tell when it is getting weak. There are
many ways of placing stop loss orders and you may
want to use a different method. Many can be found by
typing in the words by using a search on Google
"Stop loss orders". Your library should have books
on the subject.
For a person who is employed or can not
time to follow this market is the best way to
protect your investment. Consider it a lock on
your profits. Go back and see how this would have
worked if you had done.'s for the past 5 years
You would money for.
CYA - covering your assets....
Cover your assets.
And everyone does it. You have protection against
losing your car in an accident. You've
protection sued out of that car
accident. You have locks on the doors to your home
to protect against theft and personal injury.
Question. Do you have a lock against loss
in your retirement portfolio?
Bet you did not even know there is one. Are you sure
are not going to hear about it from your inventory
broker or financial planner. If there is such a
thing why he told me? Maybe it's because
it is too expensive.
No, there is no charge for this type of protection
and your brokerage company will do. It's free.
Why not brokers and financial planners
offer this as part of their service? The simple
the answer is too much work. If you decide to
use the service they will then need to look at your
account.
Oh, he said he was going to see your account?
Unless your account in seven figures or close
it can not on his radar screen. The
average broker has 300 accounts. You could watch
what is going on in each if you had his job?
It is not possible, so that there is a way to
protect your money. Yes, and it's automatic.
If your shares go up and you are making
money that you do not want to give those profits back
are you doing? Of course not. There is a simple method
known to each broker and financial planner, but
you should insist it is done - or you will transfer
your account to someone who will. Money talks and
He will understand that.
First you have to determine what your risk is.
Are you willing to give back 5, 10, 15% of the
price of your stock when it starts going down? If you
10% say it is every week to tell your broker you want
Open a stop-loss order placed on the extreme
price of each Friday (or Monday, Tuesday,
whatever) as it moves higher and not reduce
that price.
He does not have to look at all
different files you have in your portfolio and
you are protected against large losses. It may
not even want to do this and to post your questions
those orders that you can easily do the
Internet.
Instead of trying to figure out where or when to
Selling your ability to let the price action of your
stock you tell when it is getting weak. There are
many ways of placing stop loss orders and you may
want to use a different method. Many can be found by
typing in the words by using a search on Google
"Stop loss orders". Your library should have books
on the subject.
For a person who is employed or can not
time to follow this market is the best way to
protect your investment. Consider it a lock on
your profits. Go back and see how this would have
worked if you had done.'s for the past 5 years
You would money for.
CYA - covering your assets....
Monday, 31 March 2014
Investing In or Owning Drug Lab Properties
Clean Up (including the inside and the outside of a building)
Air from the building
Disposal of contaminated materials:
Carpets, carpet pads, linoleum, curtains and blinds, air filters, refrigerators, range, water heater, all tenant clothing and their furniture.
Disposal must be to a site that accepts contaminated product.
All the people that remove these items must be trained and certified. Specially
Surfaces: Extensive cleaning and replacement if the cooking place on those surfaces. After extensive washing with bleach and other cleaning, sealing walls and floors to seal in any contamination.
Ventilation: Furnaces will either need to be replaced or cleaned in all lines.
Plumbing: Consider replacing sinks, toilets and other sanitary accessible for methamphetamine odors since residual meth was probably dropped down the sewer.
Painting: Make sure the walls, ceilings and cabinets are cleaned, sealed and then painted.
Windows: Make sure they are cleaned as well as the tracks. If the device was used, particularly heavy replace all of the windows. Interior and exterior doors should be painted and door fittings must be washed away.
Exterior: Has the yard to be destroyed? Is there methamphetamine debris in the garden?
Most states required to approve the clean-up, and most states require a certificate of occupancy permit a certified occupational good
Contact your state department of health for more information on this.
To your success,
John Michael
Copyright 2005 Jmichael Investments
Air from the building
Disposal of contaminated materials:
Carpets, carpet pads, linoleum, curtains and blinds, air filters, refrigerators, range, water heater, all tenant clothing and their furniture.
Disposal must be to a site that accepts contaminated product.
All the people that remove these items must be trained and certified. Specially
Surfaces: Extensive cleaning and replacement if the cooking place on those surfaces. After extensive washing with bleach and other cleaning, sealing walls and floors to seal in any contamination.
Ventilation: Furnaces will either need to be replaced or cleaned in all lines.
Plumbing: Consider replacing sinks, toilets and other sanitary accessible for methamphetamine odors since residual meth was probably dropped down the sewer.
Painting: Make sure the walls, ceilings and cabinets are cleaned, sealed and then painted.
Windows: Make sure they are cleaned as well as the tracks. If the device was used, particularly heavy replace all of the windows. Interior and exterior doors should be painted and door fittings must be washed away.
Exterior: Has the yard to be destroyed? Is there methamphetamine debris in the garden?
Most states required to approve the clean-up, and most states require a certificate of occupancy permit a certified occupational good
Contact your state department of health for more information on this.
To your success,
John Michael
Copyright 2005 Jmichael Investments
Wednesday, 12 March 2014
The Differences Betweeen the Wealthy and Everyone Else
I recently received an email from a young lady who have doubts about the principles of wealth had "Rich Dad, Poor Dad". She called a couple of past failed investments, and wanted to know what I thought about investing and financial freedom - or was it just a myth, or that could be obtained. I thought I'd share it here for the benefit of those who have struggled with investing, or perhaps ventures that do not quite pan out. Here's what I wrote back to her:
"Dear ________,
I would like to address your point - because I think you have a very interesting point about money. I believe that most people have a great opportunity to Rich Dad's principles into practice to create for themselves. Prosperity You said "the rich get richer" ... but remember, many who are rich do not start that way (many who have a great legacy not rich for long stay). In fact, she began very poor, with little to no money, and worked their way to freedom. HERE ARE THE DIFFERENCES between those who achieve financial freedom and those who do not:
1) They have different views about money.
The rich person who is believed differently about money than those who do not. Example: The rich BELIEVE that "money should work hard for you", while the poor and middle BELIEVE that "you have to work hard for your money." These are opposite beliefs - so, the rich continue to find ways to make it work for them money while finding the poor and middle class to keep track of ways to work harder for your money. See the difference in opinions, which ultimately brings about the behavior of the person and the results? Another example: If I believe that every person is valuable, what happens? I treat everyone I meet with respect. What about the person who believes that a particular race - African Americans or Asians or Hispanics, or Americans are inferior to their own race, or "bad" - how to treat that person? With respect, or hate, or both. See? What a person believes in his / her heart correlates with how they will behave.
2) Those who are financially free never, never give up - even after failing numerous times.
You mentioned trying a few investments that do not work. Why did not they work? I'm sure the reason comes from this one simple reason: you have not enough information to evaluate the investment. So, even if you say "The occasion was a scam," or "My friend made me do it" or "It was not the right time to invest" - all these reasons come from the fact that you are not adequately EVALUATE THE INVESTMENT . Assessment of an investment involves understanding the risks, having an emergency plan, and getting expert help to make your decision. To the best
3) Those who become rich never stop learning.
If you mess up in an investment, but that does not give up. It means that you look at the error and find out why it happened to make sure that you do not find yourself in that situation - if you do this, you become wiser. The poor and middle class try something, and if they fail, they either blame a person or circumstances AND THEY NEVER HAVE SOMETHING TO DO WITH THAT AGAIN. That's not good! Just because I mess up a real estate investment does NOT mean that real estate is a bad investment!
I hope this helps - I would like your opinion on what I have shared -
To your future.
Jim "
I'm still waiting to hear from her again - in the meantime, I hope this helps you.
(C) 2005 RadiusEnterprises.com. All rights reserved.
Jim Young is a published author, successful real estate investor, web developer and internet marketer. He shows how substantial income on-line to generate. Actually people using very simple, easily modeled systems An example of such a system that you can study and duplicate is at:
"Dear ________,
I would like to address your point - because I think you have a very interesting point about money. I believe that most people have a great opportunity to Rich Dad's principles into practice to create for themselves. Prosperity You said "the rich get richer" ... but remember, many who are rich do not start that way (many who have a great legacy not rich for long stay). In fact, she began very poor, with little to no money, and worked their way to freedom. HERE ARE THE DIFFERENCES between those who achieve financial freedom and those who do not:
1) They have different views about money.
The rich person who is believed differently about money than those who do not. Example: The rich BELIEVE that "money should work hard for you", while the poor and middle BELIEVE that "you have to work hard for your money." These are opposite beliefs - so, the rich continue to find ways to make it work for them money while finding the poor and middle class to keep track of ways to work harder for your money. See the difference in opinions, which ultimately brings about the behavior of the person and the results? Another example: If I believe that every person is valuable, what happens? I treat everyone I meet with respect. What about the person who believes that a particular race - African Americans or Asians or Hispanics, or Americans are inferior to their own race, or "bad" - how to treat that person? With respect, or hate, or both. See? What a person believes in his / her heart correlates with how they will behave.
2) Those who are financially free never, never give up - even after failing numerous times.
You mentioned trying a few investments that do not work. Why did not they work? I'm sure the reason comes from this one simple reason: you have not enough information to evaluate the investment. So, even if you say "The occasion was a scam," or "My friend made me do it" or "It was not the right time to invest" - all these reasons come from the fact that you are not adequately EVALUATE THE INVESTMENT . Assessment of an investment involves understanding the risks, having an emergency plan, and getting expert help to make your decision. To the best
3) Those who become rich never stop learning.
If you mess up in an investment, but that does not give up. It means that you look at the error and find out why it happened to make sure that you do not find yourself in that situation - if you do this, you become wiser. The poor and middle class try something, and if they fail, they either blame a person or circumstances AND THEY NEVER HAVE SOMETHING TO DO WITH THAT AGAIN. That's not good! Just because I mess up a real estate investment does NOT mean that real estate is a bad investment!
I hope this helps - I would like your opinion on what I have shared -
To your future.
Jim "
I'm still waiting to hear from her again - in the meantime, I hope this helps you.
(C) 2005 RadiusEnterprises.com. All rights reserved.
Jim Young is a published author, successful real estate investor, web developer and internet marketer. He shows how substantial income on-line to generate. Actually people using very simple, easily modeled systems An example of such a system that you can study and duplicate is at:
Sunday, 9 March 2014
It Must Be Joe Cocker's Market
Tormenting displays of poor theatrics not entertain my mind one recent Saturday. I scrolled across several television channels hoping for an engaging program. Finally, a special concert intrigued my senses. There on the stage did one of rock and roll's most expressive singers.
With every bit of his legendary spasmodic style, Joe Cocker roared every song with passion and enthusiasm. A lone man represented by a dull silhouette and expressions of life complicated grief woven through words of reassuring simplicity. The misty phase complimented his smoky voice like his lyrics invited each listener to share his soul. He was with lessons to learn. An older musician
The English Cocker born, now in his early sixties, is delivering the same spasmodic "air guitar" performance for decades. His music has endured critics, fads, and lifestyle changes. Who can the tones of "Heard it through the grapevine" or oppose "Up Where We Belong?"
Perhaps some people mocked his unique musical episode, but his melodies to speak to the soul.
At times, his twitching is somewhat disturbing, yet in the end, his concert is a magical mix of R & B influences, solid rock and roll, gospel and rhythm.
In the end, this diverse musician prevailed through the good times and the bad.
Well, the Market Joe Cocker's are.
At times, the current exhibition is unbearable and difficult to watch. Like Cocker, it sometimes seems distorted and out of control. The ups and downs can be disturbing, but in the long term, the concert delivers tunes of delight. When the show finally concluded, the audience cheers for an encore.
As an investor you may be cheering for an encore. Interest rates seem undesirable and market volatility have you curious about the future.
Keep your focus on a predetermined game plan. Ignore short term distraction and learn to invest in range bound markets. Do not let the ups and downs to discourage and prevent statements by sight alone by all means. Know your positions and the reason for inclusion in the portfolio. Longevity is the key and your risk tolerance, time horizon and / or goals should be prioritized. Together, you and the market in harmony.
Wardlaw's belief is that familiar life elements best illustrate practical investment strategies, not typical investment jargon. With this philosophy, the author financial planners / advisors, brokerage firms, magazines, and other investment information helps syndicates create informative and entertaining articles. For questions and comments please contact the author
With every bit of his legendary spasmodic style, Joe Cocker roared every song with passion and enthusiasm. A lone man represented by a dull silhouette and expressions of life complicated grief woven through words of reassuring simplicity. The misty phase complimented his smoky voice like his lyrics invited each listener to share his soul. He was with lessons to learn. An older musician
The English Cocker born, now in his early sixties, is delivering the same spasmodic "air guitar" performance for decades. His music has endured critics, fads, and lifestyle changes. Who can the tones of "Heard it through the grapevine" or oppose "Up Where We Belong?"
Perhaps some people mocked his unique musical episode, but his melodies to speak to the soul.
At times, his twitching is somewhat disturbing, yet in the end, his concert is a magical mix of R & B influences, solid rock and roll, gospel and rhythm.
In the end, this diverse musician prevailed through the good times and the bad.
Well, the Market Joe Cocker's are.
At times, the current exhibition is unbearable and difficult to watch. Like Cocker, it sometimes seems distorted and out of control. The ups and downs can be disturbing, but in the long term, the concert delivers tunes of delight. When the show finally concluded, the audience cheers for an encore.
As an investor you may be cheering for an encore. Interest rates seem undesirable and market volatility have you curious about the future.
Keep your focus on a predetermined game plan. Ignore short term distraction and learn to invest in range bound markets. Do not let the ups and downs to discourage and prevent statements by sight alone by all means. Know your positions and the reason for inclusion in the portfolio. Longevity is the key and your risk tolerance, time horizon and / or goals should be prioritized. Together, you and the market in harmony.
Wardlaw's belief is that familiar life elements best illustrate practical investment strategies, not typical investment jargon. With this philosophy, the author financial planners / advisors, brokerage firms, magazines, and other investment information helps syndicates create informative and entertaining articles. For questions and comments please contact the author
Sunday, 23 February 2014
Five Sure Fire Way to Secure Your Financial Future
"You can be bad if you're young, but you can not arm when you are old." That was the slogan a few years ago in a financial services TV commercial.
Truer words were never spoken.
I was relatively poor when I was young. Just about everyone I knew and it was nice. We lived an almost communal lifestyle, sharing money, accommodation, food, beer, cigarettes and other necessities of post-adolescent life. Would it be as much fun as I had to do it again today? Would I do it again? Not on your life!
Now I'm anything but a financial genius, but there are five basic principles that I have learned and used to secure our financial future. And while far from rich, I am confident that I will not have to live in a refrigerator box when I stop working and that my wife is able to comfortably carry on in the event of my demise are premature. (You should know that I'm at an age where I think eighty is a premature death!)
Build a secure financial future related to rocket surgery? Absolutely not - you have to do five important things to get started:
1. Determine your short and long term financial goals. Start by taking a comprehensive snapshot of your current situation - your assets, net income, debts and living expenses. Once you have done this you can start setting long and short term financial goals. Decide what lifestyle you want to enjoy between now and when you retire, what retirement lifestyle you expect to have and what kind of education do you expect for your children.
2. After you determine where you are now and where you want to take in the future steps to your ability to come to protect it - and stay once you arrive there. A large part of the financial programs your family is to insure against large financial losses. There are simply no guarantees against serious illness, accident or untimely death. So take the necessary measures to ensure against loss of life, loss of income and loss of physical assets.
3. First pay themselves. Save at least 10% of pre-tax income - more if possible. Paying your mortgage as quickly as possible, especially in times of low interest rates. In the short term, you'll be better off reducing a mortgage that costs 6% over a taxpayer earning around 1.5% (or less) in a savings account.
Maximize your RSP/401K contribution every year and make the contribution at the beginning rather than at the end of the year. Just do substantially the size of your retirement nest egg will increase when you are ready to make money from you.
4. Avoid credit traps. When using credit cards you always pay any money due for interest is due. Consider paying off your credit card immediately if you have money in a savings account - as with the mortgage, the interest rate on savings is certainly less than what is charged by the credit card company. Avoid using credit cards for cash advances. Usually the interest costs are higher for these costs and start immediately. If you are carrying a balance on your cards to try to negotiate a lower rate with the credit card company. If you need urgent money, it is usually cheaper to negotiate with your bank or credit union. A personal loan
5. Finally, to protect in the event of your death your family. Making a will. If you die without a will in all probability the only thing you can really let your loved ones is a bloody mess - one that would take many years and a lot of money to find out.
Without a will, the court / government decide how your property and assets are distributed. I would expect that there are two chances that they act in a manner consistent with what your needs may be - slim and none!
Making a will does not mean that the Grim Reaper is about to visit you. It simply means that your business in ways you want to be sorted and, as a result, you can protect your loved ones. About your life with a calm mind, because
These five principles are just a starting point - a few suggestions that any financial management professional can improve and expand on. When I talk about how I over time have a regret my financial affairs handled it is not enough enlisting professional help. When we started, the financial management company was not as big and not as advanced as it is today. Who knows, with better help, I would write some of this warm Caribbean tax haven quite a cold Calgary office!
"Do not try this alone - use a trained professional," is absolutely the best advice that I'm really qualified to give.
Dr. Tom Olson © 2004, All rights reserved.
Permission to reprint article granted as long as this signature remains intact.
Dr. Tom Olson is the author of Don? T Die with your helmet on. For more information about Dr. Tom's book and his work
Truer words were never spoken.
I was relatively poor when I was young. Just about everyone I knew and it was nice. We lived an almost communal lifestyle, sharing money, accommodation, food, beer, cigarettes and other necessities of post-adolescent life. Would it be as much fun as I had to do it again today? Would I do it again? Not on your life!
Now I'm anything but a financial genius, but there are five basic principles that I have learned and used to secure our financial future. And while far from rich, I am confident that I will not have to live in a refrigerator box when I stop working and that my wife is able to comfortably carry on in the event of my demise are premature. (You should know that I'm at an age where I think eighty is a premature death!)
Build a secure financial future related to rocket surgery? Absolutely not - you have to do five important things to get started:
1. Determine your short and long term financial goals. Start by taking a comprehensive snapshot of your current situation - your assets, net income, debts and living expenses. Once you have done this you can start setting long and short term financial goals. Decide what lifestyle you want to enjoy between now and when you retire, what retirement lifestyle you expect to have and what kind of education do you expect for your children.
2. After you determine where you are now and where you want to take in the future steps to your ability to come to protect it - and stay once you arrive there. A large part of the financial programs your family is to insure against large financial losses. There are simply no guarantees against serious illness, accident or untimely death. So take the necessary measures to ensure against loss of life, loss of income and loss of physical assets.
3. First pay themselves. Save at least 10% of pre-tax income - more if possible. Paying your mortgage as quickly as possible, especially in times of low interest rates. In the short term, you'll be better off reducing a mortgage that costs 6% over a taxpayer earning around 1.5% (or less) in a savings account.
Maximize your RSP/401K contribution every year and make the contribution at the beginning rather than at the end of the year. Just do substantially the size of your retirement nest egg will increase when you are ready to make money from you.
4. Avoid credit traps. When using credit cards you always pay any money due for interest is due. Consider paying off your credit card immediately if you have money in a savings account - as with the mortgage, the interest rate on savings is certainly less than what is charged by the credit card company. Avoid using credit cards for cash advances. Usually the interest costs are higher for these costs and start immediately. If you are carrying a balance on your cards to try to negotiate a lower rate with the credit card company. If you need urgent money, it is usually cheaper to negotiate with your bank or credit union. A personal loan
5. Finally, to protect in the event of your death your family. Making a will. If you die without a will in all probability the only thing you can really let your loved ones is a bloody mess - one that would take many years and a lot of money to find out.
Without a will, the court / government decide how your property and assets are distributed. I would expect that there are two chances that they act in a manner consistent with what your needs may be - slim and none!
Making a will does not mean that the Grim Reaper is about to visit you. It simply means that your business in ways you want to be sorted and, as a result, you can protect your loved ones. About your life with a calm mind, because
These five principles are just a starting point - a few suggestions that any financial management professional can improve and expand on. When I talk about how I over time have a regret my financial affairs handled it is not enough enlisting professional help. When we started, the financial management company was not as big and not as advanced as it is today. Who knows, with better help, I would write some of this warm Caribbean tax haven quite a cold Calgary office!
"Do not try this alone - use a trained professional," is absolutely the best advice that I'm really qualified to give.
Dr. Tom Olson © 2004, All rights reserved.
Permission to reprint article granted as long as this signature remains intact.
Dr. Tom Olson is the author of Don? T Die with your helmet on. For more information about Dr. Tom's book and his work
Sunday, 9 February 2014
Straddle Strategies in Option Trading
The straddle strategy is an option strategy based on buying both a call and put in a stock. Note that there are various forms of straddles, but we will only be covering the basic straddle strategy. To initiate a Straddle, we would buy a Call and Put of a stock with the same expiration date and strike price. So we would initiate a Straddle for company ABC by buying a June-$ 20 Call as of June $ 20 Put.
Now why would we want to buy both a call and a put? Calls for when you expect the stock to go up, and Puts are for when you expect the stock to go down, right?
In an ideal world, we want to be able to predict the direction of a stock clearly. However, in the real world, it is very difficult. On the other hand, it is relatively easier to predict whether a stock is going to move (without knowing whether the move is up or down). A method for predicting volatility with the technical indicator called Bollinger Bands.
For example, you know that the annual report of ABC's coming out this week, but do not know whether or not they will surpass expectations. You might assume that the stock will be very volatile, but because you do not know the news in the report, you would not have a clue which direction the stock will move. In cases like this, would adopt a strategy Straddle good.
If the price of the stock shoots up, your call will be gone In-The-Money, and your Put will be worthless. If the price plummets, your Put away In-The-Money, and your call will be worthless. This is safer than buying either just a call or a put simply. If you just bought a unilateral option, and the price goes the wrong way, you look at possibly losing your entire investment premium. In the case of Straddles, either way you will be safe, if you spend more at first because you get the premiums of both the Call and Put to pay.
Let's look at a numerical example:
For stock XYZ, let's imagine the share price is now $ 63. There is news that a lawsuit against XYZ will close tomorrow. Whatever the outcome of the suit, you know there will be volatility. If they win, the price will jump. If they lose, the price will fall.
So we decide to Straddle strategy on the XYZ stock initiate. We decide to buy a $ 65 Call and a Put on XYZ $ 65, $ 65 strike price that is closest to the current share price of $ 63. The premium for the call (that's $ 2 Out-Of-The-Money) is $ 0.75, and the premium for the Put (that's $ 2 In-The-Money) is $ 3.00. So our total initial investment is the sum of two contributions, which is $ 3.75.
Fast forward two days. XYZ won the legal battle! Investors are more convinced of the stock and the price jumps to $ 72. The $ 65 Call is now $ 7 In-The-Money and the premium is now $ 8.00. The $ 65 Put is now Way-Out-Of-The-Money and its premium is now $ 0.25. If we exclude both positions and sell both options, we would cash in $ 8.00 + $ 0.25 = $ 8.25. That is a profit of $ 4.50 on our initial investment $ 3.75!
Of course, we could just buy a basic call option and earned a greater profit. But we did not know which direction the stock price would go. If XYZ lost the legal battle, the price would have dropped $ 10, making our Call worthless and so we lose our entire investment. A Straddle strategy is more conservative and will profit if the stock goes up or down.
If Straddles are so good, why does not everyone use them for any investment?
It fails when the stock does not move. If the share price fluctuates around the initial price, both the Call and Put will not be that much In-The-Money. Moreover, the closer the cheaper the premiums at maturity,. Option premiums have a Time Value associated with them. So an option expires this month will be a cheaper premium than an option with the same strike price expiring next year.
So in the event that the share price does not move, the premiums of both the Call and Put will slowly decay, and we could end up losing a large part of our investment. The bottom line is: for a Straddle strategy to be profitable, there must be a clear movement and volatility in the share price.
A more advanced investor can tweak Straddles to create. Many variations They may have different amounts of Calls and Puts with different prices or buy Strike Expiration Dates, modifying the Straddles to suit their individual strategies and risk tolerance.
Steven is the webmaster of To learn more about Option Trading or Technical Analysis learn, do visit for various strategies and resources to help your stock market investments. More...
Now why would we want to buy both a call and a put? Calls for when you expect the stock to go up, and Puts are for when you expect the stock to go down, right?
In an ideal world, we want to be able to predict the direction of a stock clearly. However, in the real world, it is very difficult. On the other hand, it is relatively easier to predict whether a stock is going to move (without knowing whether the move is up or down). A method for predicting volatility with the technical indicator called Bollinger Bands.
For example, you know that the annual report of ABC's coming out this week, but do not know whether or not they will surpass expectations. You might assume that the stock will be very volatile, but because you do not know the news in the report, you would not have a clue which direction the stock will move. In cases like this, would adopt a strategy Straddle good.
If the price of the stock shoots up, your call will be gone In-The-Money, and your Put will be worthless. If the price plummets, your Put away In-The-Money, and your call will be worthless. This is safer than buying either just a call or a put simply. If you just bought a unilateral option, and the price goes the wrong way, you look at possibly losing your entire investment premium. In the case of Straddles, either way you will be safe, if you spend more at first because you get the premiums of both the Call and Put to pay.
Let's look at a numerical example:
For stock XYZ, let's imagine the share price is now $ 63. There is news that a lawsuit against XYZ will close tomorrow. Whatever the outcome of the suit, you know there will be volatility. If they win, the price will jump. If they lose, the price will fall.
So we decide to Straddle strategy on the XYZ stock initiate. We decide to buy a $ 65 Call and a Put on XYZ $ 65, $ 65 strike price that is closest to the current share price of $ 63. The premium for the call (that's $ 2 Out-Of-The-Money) is $ 0.75, and the premium for the Put (that's $ 2 In-The-Money) is $ 3.00. So our total initial investment is the sum of two contributions, which is $ 3.75.
Fast forward two days. XYZ won the legal battle! Investors are more convinced of the stock and the price jumps to $ 72. The $ 65 Call is now $ 7 In-The-Money and the premium is now $ 8.00. The $ 65 Put is now Way-Out-Of-The-Money and its premium is now $ 0.25. If we exclude both positions and sell both options, we would cash in $ 8.00 + $ 0.25 = $ 8.25. That is a profit of $ 4.50 on our initial investment $ 3.75!
Of course, we could just buy a basic call option and earned a greater profit. But we did not know which direction the stock price would go. If XYZ lost the legal battle, the price would have dropped $ 10, making our Call worthless and so we lose our entire investment. A Straddle strategy is more conservative and will profit if the stock goes up or down.
If Straddles are so good, why does not everyone use them for any investment?
It fails when the stock does not move. If the share price fluctuates around the initial price, both the Call and Put will not be that much In-The-Money. Moreover, the closer the cheaper the premiums at maturity,. Option premiums have a Time Value associated with them. So an option expires this month will be a cheaper premium than an option with the same strike price expiring next year.
So in the event that the share price does not move, the premiums of both the Call and Put will slowly decay, and we could end up losing a large part of our investment. The bottom line is: for a Straddle strategy to be profitable, there must be a clear movement and volatility in the share price.
A more advanced investor can tweak Straddles to create. Many variations They may have different amounts of Calls and Puts with different prices or buy Strike Expiration Dates, modifying the Straddles to suit their individual strategies and risk tolerance.
Steven is the webmaster of To learn more about Option Trading or Technical Analysis learn, do visit for various strategies and resources to help your stock market investments. More...
Thursday, 23 January 2014
Exchange Traded Funds
They call 'em ETFs.
There are hundreds of them.
The funds do not want you to know about them.
Why?
Because they hit the socks off investment in
so many categories. The expense ratios of most
investment is around 1.5% and many, many
higher. For a mutual fund, you must wait until buy
the end of the day to find out what price you
paid. Many mutual funds have set
redemption fees should you decide to sell out
early. Early definition is what they want
apply and a year could be, maybe more. The
fee is currently around 2% for many funds.
Fund managers tell you that to discourage
overnight trade that contributes to their spending
and thus punishes the shareholders, but
is not true.
The two most popular ETFs SPY and QQQ. SPY
is composed of the stocks in the SP500 index
with 500 shares and it is every few priced
minutes. It can be bought and sold anytime
daytime. The funds that tell you that the
is too expensive for their funds more than the price
once a day are either lying or stupid. ETFs
prove that. And the same logic applies to short
term trading.
The investor buys and sells the same as ETFs
no stock. The big brokerage companies charge
high commission that investors who buy places
and sales orders with discount brokers will
$ 15.00 to buy committees around $ 7.00 or
sell. That charge for a ticket and not
100 shares. The committee is the same for 100
shares or 1000 or more shares. Big Wall Street
companies charge many times that for the same
implementation.
You can do research on ETFs just like you do on
investment funds. To determine which
shares of an ETF holds manger they will tell you
their prospectus. What you want to know what is
Represents the sector ETF. The internal
structure does not change often, as well as the
shares in a regular mutual fund.
At present, there is a downside to buying
and the sale of certain ETFs. Do not place Market
Orders to buy and sell most ETFs unless
it handles more than 250,000 shares per day. As
stock with a bid and ask price. In
little trade issues where the ETF has a volume
of less than 50,000 shares per day can Spread
up to 20 cents and many times. In
this issue is presented Limit Price Orders
be introduced. If the last trade was $ 20.50 the Offer
could be $ 20.40 and $ 20.60 Offer. A market
purchase order would be filled at $ 20.60 and sell
To $ 20.40. It is best to place a limit
Order at $ 20.50, and most of the time this will
be executed at the Limit Order price. Stop Loss
Orders are also performed poorly in low volume
ETFs.
In the coming years, more and more
investors discover the benefits they will
buying ETFs instead of both the tax and
no-load mutual funds.
investments, money, mutual funds, Al Thomas' book, "If it does not go up, do not buy!" has helped thousands of people make money and keep their profits with his simple 2-step method. Read the first chapter at and discover why he's the man that Wall Street does not want you to know. Copyright 2005...
There are hundreds of them.
The funds do not want you to know about them.
Why?
Because they hit the socks off investment in
so many categories. The expense ratios of most
investment is around 1.5% and many, many
higher. For a mutual fund, you must wait until buy
the end of the day to find out what price you
paid. Many mutual funds have set
redemption fees should you decide to sell out
early. Early definition is what they want
apply and a year could be, maybe more. The
fee is currently around 2% for many funds.
Fund managers tell you that to discourage
overnight trade that contributes to their spending
and thus punishes the shareholders, but
is not true.
The two most popular ETFs SPY and QQQ. SPY
is composed of the stocks in the SP500 index
with 500 shares and it is every few priced
minutes. It can be bought and sold anytime
daytime. The funds that tell you that the
is too expensive for their funds more than the price
once a day are either lying or stupid. ETFs
prove that. And the same logic applies to short
term trading.
The investor buys and sells the same as ETFs
no stock. The big brokerage companies charge
high commission that investors who buy places
and sales orders with discount brokers will
$ 15.00 to buy committees around $ 7.00 or
sell. That charge for a ticket and not
100 shares. The committee is the same for 100
shares or 1000 or more shares. Big Wall Street
companies charge many times that for the same
implementation.
You can do research on ETFs just like you do on
investment funds. To determine which
shares of an ETF holds manger they will tell you
their prospectus. What you want to know what is
Represents the sector ETF. The internal
structure does not change often, as well as the
shares in a regular mutual fund.
At present, there is a downside to buying
and the sale of certain ETFs. Do not place Market
Orders to buy and sell most ETFs unless
it handles more than 250,000 shares per day. As
stock with a bid and ask price. In
little trade issues where the ETF has a volume
of less than 50,000 shares per day can Spread
up to 20 cents and many times. In
this issue is presented Limit Price Orders
be introduced. If the last trade was $ 20.50 the Offer
could be $ 20.40 and $ 20.60 Offer. A market
purchase order would be filled at $ 20.60 and sell
To $ 20.40. It is best to place a limit
Order at $ 20.50, and most of the time this will
be executed at the Limit Order price. Stop Loss
Orders are also performed poorly in low volume
ETFs.
In the coming years, more and more
investors discover the benefits they will
buying ETFs instead of both the tax and
no-load mutual funds.
investments, money, mutual funds, Al Thomas' book, "If it does not go up, do not buy!" has helped thousands of people make money and keep their profits with his simple 2-step method. Read the first chapter at and discover why he's the man that Wall Street does not want you to know. Copyright 2005...
Saturday, 4 January 2014
Using Divergences to Keep Out of Bad Trades
The American Football season just came to an end with my team to get close to the championship, but fail again. I'm a big fan of the Indianapolis Colts and we keep having a groundhog day season year after year, but it's still fun to watch. We have one of the better quarterbacks in the league named Peyton Manning, who is known for his hard work ethic as well as his mental and physical ability on the field.
One of the things he is known for starting every game with up to three possible plays to run and try to switch to the best among the line of scrimmage on the basis of the formation that the defense of the other team before being snapped on the ball . He will than the other team and then let his team know what the game will be using different code words and hand signals. This is called an audible for you International readers.
When he's finished calling the play and the ball is snapped they do their best to carry out the game and move the ball forward. When the audible results in a good game everyone loves the quarterback and say how great and smart he is. When the game turns bad or if he has a series of bad plays he is the greatest deception in the league and everyone cant understand why he just did not go up and just start the game instead of changing each time.
Manning's philosophy of making so many changes play is that he does not want to waste a play. If the original game that the coaches called does not look like it will work against the formation of the defense shows he will switch from playing., A higher rate I for one am glad active in my team as the coaches. If you are looking to play without such a function to other teams you see a lot of wasted plays.
Well, as short-term traders have similar tools we use to keep our wasted crafts and they are called we differ. I find the differences I use with a MACD indicator, but the idea applies to most indicators. Many systems have been designed on the basis of differences only and they can be very successful. 24option
The way I usually use differences as a warning. Differences tell me two things about possible market conditions. First is that I follow the trend could come to an end. The second is that the trend I follow a very strong trend and might be worth the effort for milking a large trade can be.
Each trend will end in a divergence in some time frame the question is what do you do about it. I follow a trend following system usually in my short-term trading futures. Those that my system (http://www.wattstrading.com/Scalpingtheeminis.html) follow know that there are some rules that must be met before a transaction. About 70% of the time that these rules are met and a box is entered it will be a winner. There are times though that a trade is doomed from the start just because it is fighting a divergence that tells us that the trend is coming to an end. It is difficult to take in the rule set are different because they are naturally more subjective and not everyone will see them.
One way to improve the results of a trading system is by becoming aware of differences and when they come to make a discretionary decision not to take a trade setup. Along
Let us assume that we have a basic trend following system where we buy or sell short pullbacks a 21-period simple moving average on a daily chart based on whether the price above or below the moving average. Follow this link to the card in the examples below http://www.wattstrading.com/NDX_Divergence.JPG
We can see in the price closed end of April under the 21 sma at any point using the system we might wait for a pullback to get. SHORT market If we would blindly sell to the end of May, when the price system blindly worked his way back to the moving average. That trade would quickly turn into a loss if the price advances on the 21-sma. However, we noticed that the MACD formed a positive divergence we would have the choice not to take the SHORT trade and wait for another trade. This particular arrangement is not the best example, because the period in which the divergence set is quite short, but the idea still holds.
We next see how the price advance steadily in June before pulling the moving average and allowing a LONG trade back. At the end of the LONG trade another divergence is formed to warn to change. Possible trend for us If that's the case we have the ability to trade the following which is also a loser would have been not to use. Decreases in July and pulls back to the moving average in August set up a SHORT trade. This was also a divergence with MACD on the part of the route through the rest of 2005 to a longer advance.
In the initial phase of this extension before, a negative divergence formed, which led to a penetration of the moving average, however briefly, but not to change a trend. This is the second information we can learn from differences. When there is a divergence, and a clear trend change does not occur then, there is a high probability that a highly extended trend is going on.
Our traders of the 1-minute NQ see this all the time when we are in runaway mode. There may be differences all the way to the deposit and the thing to learn from the information that there is more security to get on the trend instead of picking a top or bottom whatever it may be. In finding a place
The extensive trend in the graph example does eventually end up with a divergence in December, but only after several more minor differences throughout the year. This chart or theoretical system may not be the best example, but I think there is something useful in learning how differences that can keep bad trades to recognize us. Here are a few of my observations about differences. Hopefully they can be of use to you.
1. MACD differences are most reliable when they cross the zero line between the peak and the peak failure. As the two in June and August in the graph.
2. When you take a divergence signal and trade counter trend and end up getting stopped out there is a good chance that there is a strong trend is underway. Change your thinking of trying t a top or bottom to find and see if there is a place on board the trend. The worst that can happen is that you will be wrong, but getting aboard a runaway trend beginning is worth the risk. (Provided that your system allows for this trade)
3. A MACD divergence on a time frame five times higher than your time frame is difficult to overcome and it can feel like a struggle trying to exchange.
4. Allowing a business to pass because of a divergence and having that trade work the way it was suppose still is not really a terrible thing. (See number 2). We should not be too much mental weight on any one trade, but instead look at the collection as a whole.
Recognizing and applying divergence discretion to your trading system can be a valuable tool and worth the time and effort to learn. Trade well!...
One of the things he is known for starting every game with up to three possible plays to run and try to switch to the best among the line of scrimmage on the basis of the formation that the defense of the other team before being snapped on the ball . He will than the other team and then let his team know what the game will be using different code words and hand signals. This is called an audible for you International readers.
When he's finished calling the play and the ball is snapped they do their best to carry out the game and move the ball forward. When the audible results in a good game everyone loves the quarterback and say how great and smart he is. When the game turns bad or if he has a series of bad plays he is the greatest deception in the league and everyone cant understand why he just did not go up and just start the game instead of changing each time.
Manning's philosophy of making so many changes play is that he does not want to waste a play. If the original game that the coaches called does not look like it will work against the formation of the defense shows he will switch from playing., A higher rate I for one am glad active in my team as the coaches. If you are looking to play without such a function to other teams you see a lot of wasted plays.
Well, as short-term traders have similar tools we use to keep our wasted crafts and they are called we differ. I find the differences I use with a MACD indicator, but the idea applies to most indicators. Many systems have been designed on the basis of differences only and they can be very successful. 24option
The way I usually use differences as a warning. Differences tell me two things about possible market conditions. First is that I follow the trend could come to an end. The second is that the trend I follow a very strong trend and might be worth the effort for milking a large trade can be.
Each trend will end in a divergence in some time frame the question is what do you do about it. I follow a trend following system usually in my short-term trading futures. Those that my system (http://www.wattstrading.com/Scalpingtheeminis.html) follow know that there are some rules that must be met before a transaction. About 70% of the time that these rules are met and a box is entered it will be a winner. There are times though that a trade is doomed from the start just because it is fighting a divergence that tells us that the trend is coming to an end. It is difficult to take in the rule set are different because they are naturally more subjective and not everyone will see them.
One way to improve the results of a trading system is by becoming aware of differences and when they come to make a discretionary decision not to take a trade setup. Along
Let us assume that we have a basic trend following system where we buy or sell short pullbacks a 21-period simple moving average on a daily chart based on whether the price above or below the moving average. Follow this link to the card in the examples below http://www.wattstrading.com/NDX_Divergence.JPG
We can see in the price closed end of April under the 21 sma at any point using the system we might wait for a pullback to get. SHORT market If we would blindly sell to the end of May, when the price system blindly worked his way back to the moving average. That trade would quickly turn into a loss if the price advances on the 21-sma. However, we noticed that the MACD formed a positive divergence we would have the choice not to take the SHORT trade and wait for another trade. This particular arrangement is not the best example, because the period in which the divergence set is quite short, but the idea still holds.
We next see how the price advance steadily in June before pulling the moving average and allowing a LONG trade back. At the end of the LONG trade another divergence is formed to warn to change. Possible trend for us If that's the case we have the ability to trade the following which is also a loser would have been not to use. Decreases in July and pulls back to the moving average in August set up a SHORT trade. This was also a divergence with MACD on the part of the route through the rest of 2005 to a longer advance.
In the initial phase of this extension before, a negative divergence formed, which led to a penetration of the moving average, however briefly, but not to change a trend. This is the second information we can learn from differences. When there is a divergence, and a clear trend change does not occur then, there is a high probability that a highly extended trend is going on.
Our traders of the 1-minute NQ see this all the time when we are in runaway mode. There may be differences all the way to the deposit and the thing to learn from the information that there is more security to get on the trend instead of picking a top or bottom whatever it may be. In finding a place
The extensive trend in the graph example does eventually end up with a divergence in December, but only after several more minor differences throughout the year. This chart or theoretical system may not be the best example, but I think there is something useful in learning how differences that can keep bad trades to recognize us. Here are a few of my observations about differences. Hopefully they can be of use to you.
1. MACD differences are most reliable when they cross the zero line between the peak and the peak failure. As the two in June and August in the graph.
2. When you take a divergence signal and trade counter trend and end up getting stopped out there is a good chance that there is a strong trend is underway. Change your thinking of trying t a top or bottom to find and see if there is a place on board the trend. The worst that can happen is that you will be wrong, but getting aboard a runaway trend beginning is worth the risk. (Provided that your system allows for this trade)
3. A MACD divergence on a time frame five times higher than your time frame is difficult to overcome and it can feel like a struggle trying to exchange.
4. Allowing a business to pass because of a divergence and having that trade work the way it was suppose still is not really a terrible thing. (See number 2). We should not be too much mental weight on any one trade, but instead look at the collection as a whole.
Recognizing and applying divergence discretion to your trading system can be a valuable tool and worth the time and effort to learn. Trade well!...
Thursday, 2 January 2014
Ask The SEC
Who is the SEC and why should I ask them something? The Securities and Exchange Commission in Washington, DC is the government agency that regulates the securities industry. They make the rules that all publicly listed companies must, brokerage houses and investment tracking.
My readers know that I am a believer in purchasing mutual funds for investment and retirement accounts. The reason is that very few people are qualified to select stocks. Unfortunately, that also applies to many mutual fund managers especially when you look at the performance of the majority of the funds for the year 2000.
I can excuse the average Joe for not being able to pick winners but I can a fund manager paid huge amounts of money (always 6 digits and usually 7 digits) to the money from the little people who invest lose no excuse. There are 77 million owners of mutual funds and 80% of them have less than $ 50,000 in their accounts. Why is someone giving their money to lose? These are the "experts".
Yes, they owe accountability to you, but there is only one way to make accountable registry and that is to close out your account. If you lose money take away from your current "expert" and put it in a mutual fund that currently goes up. And when that one starts down to another one that goes up. My experience teaches you more than to change. Approximately once or twice a year But you will not give 30% to 50% of your money by doing this back.
You see mutual fund managers are not paid on performance, but about how much money they have in the fund. That's one of the reasons why they always tell you to buy and hold. You buy. They love. They make money. That you do not.
Back to the SEC. Here's what you need to ask them. Why can not be paid a percentage of the profits they generate instead of skimming a percentage of the top every year, even if the money from the customers to lose? Mutual fund managers I doubt you get a satisfactory answer as you can be sure the lobby fund has more influence than you. The same may be the case if your Congressman had to say that as a law. He gets the campaign contributions from the lobbyists.
This rule is already permitted for hedge funds, which are very similar to mutual funds, but only rich people buy these. Maybe it's time that someone had the SEC look after the interests of small investors fund. If you get an answer let me know.
Al Thomas' book, "If it does not go up, do not buy!" has helped thousands of people make money and keep their profits with his simple 2-step method. Read the first chapter at and discover why he's the man that Wall Street does not want you to know....
My readers know that I am a believer in purchasing mutual funds for investment and retirement accounts. The reason is that very few people are qualified to select stocks. Unfortunately, that also applies to many mutual fund managers especially when you look at the performance of the majority of the funds for the year 2000.
I can excuse the average Joe for not being able to pick winners but I can a fund manager paid huge amounts of money (always 6 digits and usually 7 digits) to the money from the little people who invest lose no excuse. There are 77 million owners of mutual funds and 80% of them have less than $ 50,000 in their accounts. Why is someone giving their money to lose? These are the "experts".
Yes, they owe accountability to you, but there is only one way to make accountable registry and that is to close out your account. If you lose money take away from your current "expert" and put it in a mutual fund that currently goes up. And when that one starts down to another one that goes up. My experience teaches you more than to change. Approximately once or twice a year But you will not give 30% to 50% of your money by doing this back.
You see mutual fund managers are not paid on performance, but about how much money they have in the fund. That's one of the reasons why they always tell you to buy and hold. You buy. They love. They make money. That you do not.
Back to the SEC. Here's what you need to ask them. Why can not be paid a percentage of the profits they generate instead of skimming a percentage of the top every year, even if the money from the customers to lose? Mutual fund managers I doubt you get a satisfactory answer as you can be sure the lobby fund has more influence than you. The same may be the case if your Congressman had to say that as a law. He gets the campaign contributions from the lobbyists.
This rule is already permitted for hedge funds, which are very similar to mutual funds, but only rich people buy these. Maybe it's time that someone had the SEC look after the interests of small investors fund. If you get an answer let me know.
Al Thomas' book, "If it does not go up, do not buy!" has helped thousands of people make money and keep their profits with his simple 2-step method. Read the first chapter at and discover why he's the man that Wall Street does not want you to know....
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